Health insurance plans through work

Employer-sponsored health insurance plans

Employer-sponsored health plans are health insurance that is offered to employees and their dependents (and in most cases, spouses) as a benefit of employment. Around 50% of Americans get health insurance coverage through their employers. That accounts for nearly 160 million people. Employer-sponsored health plans play a big role in benefits packages and, while there may be many different health plans to choose from, it is good to know what makes the differences between what is being offered.

Health insurance benefits are more likely to be provided by larger companies; in fact, an estimated 99 percent of companies with 200 or more workers offer health benefits.


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