Everyone deserves to get Health Coverage tailored to their individual needs

We can get you connected with agents who are affiliated with a family of companies that offer full portfolios of health plans. These agents will work to tailor health coverage to YOUR specific needs. With many years of insurance experience, we can provide a broad choice of flexible solutions and secure insurance plans. All you need to do is contact an agent to find the health coverage that best suits you and your family's individual needs! Contact us to get matched with an agent.

Types of Health Insurance

  • Health Maintenance Organizations (HMOs)
  • Exclusive Provider Organizations (EPOs)
  • Point-Of-Service (POS) Plans.
  • Preferred Provider Organizations (PPOs)
  • Health savings account (HSA)-qualified plan.
  • Indemnity plans.


How often do people really think about health insurance? If you don't need to fill a prescription or to see a doctor, it is most likely that you only think about it during open enrollment in the fall of each year. Be prepared this year before open enrollment by understanding the different types of health insurance you can consider.


Email Us For a Referral

What is the difference between ACA plans and short-term insurance plans?

It is important to know the details about how the plans work when it comes time to choose a health insurance plan. There are different plans for different stages of life. When you are familiar with the differences, it may help you choose. It would be wise to research the differences between Affordable Care Act (ACA) and short-term limited duration insurance health plans.

Click here to learn more about the differences between ACA and short-term insurance plans >>>.


Medicare is a federally funded and operated health insurance program. It was originally designed for people who are 65 or older. Throughout the years, Medicare has expanded to include disabled people under 65 and those with special circumstances. The program is divided into four parts: A, B, C and D, and is the same nationwide.

Click here to learn more about Medicare.


Medicaid is a federal and state program. It was established for low income families, seniors and individuals with mental or physical disabilities. There are federal income standards that have to be met in order for people to qualify for Medicaid. The program is operated on a state-by-state basis, and may be called different names depending on where you live.

Click here to learn more about Medicaid.

What's the difference between Medicaid and Medicare? Can I have both?

Medicare and Medicaid are both are government programs. However, they work differently. There's another types of plan called a Dual Special Needs Plan (D-SNP). D-SNP plans include both Medicare and Medicaid benefits. People may qualify for Medicare, Medicaid or both, depending on their situation.


Are health insurance plans offered through work?

Almost 50% of Americans get health insurance coverage through their employers. That accounts for almost 157 million people.  Employer-sponsored health plans play a big role in benefits packages. Depending on your employer, there may be several health plans for you to choose from. If you get your health plan through work, check into them all to learn what benefits are included with the plans.

Click here to learn more about health plans.

HMO, PPO, EPO and POS health insurance plans

Most people want to know which insurance is most affordable and which health insurance plan is right for them. If the health insurance plan is offered through their employer, they choose between the available options. In those choices they likely have to decide between an HMO, PPO, EPO or POS option. People shopping for Medicare plans may also be choosing between these same types of options. Everyone may have different options, so it is helpful to understand more about how each of these plans work.

Click here to learn more about HMO, PPO, EPO or POS provider networks..


The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is a program that helps with coverage between jobs. If you lose your job and your health insurance coverage, you may look into COBRA for health care coverage. With COBRA, you can continue the same coverage you had when you were employed. That includes medical, dental and vision plans.

Click here to learn more about COBRA.

What is short term health insurance?

Short term health insurance is also called temporary health insurance or term health insurance. It may be right for you if you need to fill a gap in coverage until you can choose a longer-term solution. It might be a good option if you are in between jobs, waiting for coverage to start, looking for coverage to bridge you to Medicare, turning 26 and coming off your parents’ insurance or many other situations. Short term health insurance offers flexible, fast coverage for those dynamic times of change in your life.  Learn more about short term health insurance


Psychiatry Miami:

For more information Psychologist Miami Read More